Overview: Benefits Bulletin is a quarterly newsletter that covers hot benefit topics in depth. This issue includes information about the new overtime rule, penalties for health plan violations, changes proposed to Form 5500 and the 2016 election.
Prudential Insurance recently released its employee benefits report Ninth Study of Employee Benefits: Today and Beyond. I found it very curious that the study/ survey found that benefit brokers top business objectives in 2016 are: Retaining current customers Increasing productivity and efficiency Increasing customer satisfaction Providing high quality service Deepening relationships with current customers…
Switching to a high deductible health plan can save a group serious money today, but what is the long-term impact tomorrow if low-income employees are not utilizing their plan when they need it most? A recent analysis by EBRI revealed a large disparity in HDHP plan utilization between low income and high income employees. Research found…
Captives are a bit of a rarity in the employee benefits insurance field. They are heavily utilized in the Property and Liability Insurance industry to spread risk among several parties. However, in certain cases, captives make sense for employee benefit plans. Traditionally, they are used by very, very large employers and mostly for ancillary…
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